How much property can my equity buy?
Start from the money, not from the listing. Enter your equity in shekels, the reserve you keep aside, the exchange rate and any financing, and see for each country a maximum property price range after purchase costs.
The default values are examples only. Enter your own numbers.
Leibovitch & Co. · How much property your equity can buy
Capital going into the deal, after the reserve
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- Equity
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- Reserve
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- In euros
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- In dollars
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Maximum property price in each country
The table does not rank or recommend any country. Countries are shown in a fixed order, and each range follows only from the purchase costs in our database and the numbers you entered.
Purchase costs: as of 30.10.2026, from the acquisition cost calculator.
How is the range calculated?
The capital that goes into the deal is your equity minus the reserve, converted into the country's currency at the rate you entered. It has to cover the unfinanced part of the price and the purchase costs: price × (1 - financing rate) + price × cost percentage + fixed-amount costs.
Hence: maximum price = (capital going into the deal - fixed-amount costs) ÷ (1 - financing rate + cost percentage). The top of the range uses the lowest costs in the database, the bottom uses the highest.
A cost that is usually included in the price (such as VAT on a new home) is not counted separately. Annual taxes, financing costs and exchange rate changes are not included.
Assumptions
The information is general and is not legal or tax advice, and is no substitute for reviewing a specific deal. Calculation for illustration only, based on the assumptions entered. Not a recommendation of a country or a deal.
The information is general and is not legal or tax advice, and is no substitute for reviewing a specific deal. The calculation uses the purchase costs in our database for an individual buyer, from low to high. Actual costs depend on the property, the municipality and the parties, and rates change. Verify every figure against its source and with a lawyer before committing.
Disclosure: Adv. Ilan Leibovitch is also a real-estate developer and a partner in Compass Group, the developer of Compass on the Lake in Romania. The office does not represent buyers or investors in transactions with Compass Group or its projects, and refers them to independent counsel.
Want to go over the budget with a lawyer?
In an introductory call we will go over your equity, the financing and the ownership structure, and see what needs checking in the country you are interested in.
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- Office
- 7 Hanafat HaDegel St., Ness Ziona, Israel
- Romania
- Meetings in Bucharest by prior arrangement
