How much mortgage can you get in Romania?
If you earn in shekels and borrow in euros, your monthly repayment is capped at 20% of net household income. Enter your figures to see what that means in practice: the loan size, the monthly payment and the equity you will need.
Assumptions (you can change them)
The mortgage you could get
€0
- Maximum monthly repayment
- Equity required
For illustration only; not a credit offer or legal, tax or financial advice. The rate, exchange rate and loan terms are set by the bank, and any mortgage is subject to its approval. Purchase costs such as notary, registration and fees come on top of the price.
Three numbers that set your mortgage
- 20%
The repayment cap as a share of net income, for a foreign-currency loan to a borrower who earns in another currency. Existing loans are deducted.
BNR · Regulation 6/2018 - 75%
The financing cap for a euro loan to a borrower without euro income, as a share of the property value.
BNR · Regulation 17/2012 - 100%
The bank's final decision. It reviews payslips or tax returns, the valuation and your credit file before giving a number.
The lending bank
Let’s start with a conversation.
A sound international transaction begins long before signing. A short introductory call will clarify whether, and how, we are the right firm to support you.
- Office
- 7 Hanafat HaDegel St., Ness Ziona, Israel
- Bucharest
- Bucharest, Romania